It is mandatory to have at least a WA-coverage if you own a car in The Netherlands. We compare over 17 Dutch car insurance companies.
Start comparing your car insurance
Uitstekend 9.0 uit 10 op basis van 3527 reviews
Why choose Overstappen.nl?
11 years of experience
Since 2013, we’ve offered a wide selection of car insurance options for you to compare.
100% independent
As a comparison platform, we are completely independent. This ensures that we do not influence the results of the comparisons.
Expert advice
Receive personalized advice from our WFT-certified customer service.
Mandatory to have a car insurance
If you have a car in the Netherlands, it’s mandatory to have a car insurance. Here at Overstappen.nl it’s possible to compare over 17 Dutch car insurance companies. The comparator is fast and easy to use. We help you with our easy and quick price comparison tool to find a cheaper car insurance deal, whether you want to insure a new vehicle or you want to beat yoru current provider’s renewal quote.
Comapre care insurance
What do you need for a car insurance in The Netherlands?
- You have to live in The Netherlands
- You must have a European Union (EU) driving license
- Your car must have a Dutch license number
Dutch car insurance
It is mandatory in The Netherlands for all cars to have at least a third party liability car insurance. This insurance (called WA-verzekering in Dutch) covers damages inflicted with your own car to other people and their property. More comprehensive coverages (called WA Plus and Allrisk in Dutch) are also an option. The differences are explained below.
See how much you can save on your car insurance
- Compare by price and quality
- 100% independent
- Save an average of €265 p.a.
Compare car insurance
Uitstekend 9.0 uit 10 op basis van 3527 reviews
Different coverages of car insurance NL
WA coverage (third-party liability)
In The Netherlands it is mandatory to have a car insurance with at least a WA-coverage. Third-party liability only covers the damage that you inflict with your car to other people and their property. We advise to choose this coverage if you have a car 8 years old or older.
WA beperkt casco coverage (third-party liability + limited cover)
The WA beperkt casco insurance covers the same as WA coverage plus damage caused by circ*mstances beyond your control. For example car theft, car fire, hitting an animal with your car, broken windshield and damage caused by a storm.
All risk coverage (third-party liability + comprehensive cover)
All risk insurance is the most comprehensive coverage. It covers damages to other cars and almost all damages to your own car. If you have bought a new car this coverage is recommended.
Autoverzekering
Useful information
Klantenservice
Is je vraag nog niet beantwoord?
Bekijk dan onze veelgestelde vragen of neem contact op met onze klantenservice. Ze helpen je graag!
Reactietijd 15 minuten
Het laatste nieuws
Alle nieuwsberichten
Gecontroleerd door
Jerry Poel
Expert autoverzekeringen
Laatste update
Over onze expert
Sinds 2017 is Jerry Poel onderdeel van de Kizi familie. Met zijn jarenlange ervaring op het gebied van verzekeringen weet hij als geen ander hoe de autoverzekeringsmarkt in elkaar zit. Hij zorgt ervoor dat jij de beste deals vindt in onze vergelijker en makkelijk kan overstappen naar een andere autoverzekering. Als veelgevraagd expert in de media geeft hij bovendien handig advies aan automobilisten wat betreft hun autoverzekering. Zijn advies wordt vaak overgenomen in de pers, waaronder Nu.nl en De Telegraaf.
